a
{
color: red; Arial, Geneva, Verdana, Helvetica, sans-serif;
text-decoration: none;

}

a:hover
{
color: #000000; Arial, Geneva, Verdana, Helvetica, sans-serif;
text-decoration: none;

}

body
 { color: gray; font-size: 11px; font-family: Arial, Geneva, Verdana, Helvetica, sans-serif; text-decoration: none }

.td
 { color: gray; font-size: 11px; font-family: Arial, Geneva, Verdana, Helvetica, sans-serif; text-decoration: none }

.bg { background-image: url(images/polygon.jpg) }
.bg2009 { background-image: url(images/polygon2009a.jpg) }
h4 { font-size: 12px; font-family: Arial, Geneva, Verdana, Helvetica, sans-serif; color: #000000 }
h3  { color: #000000; font-weight: 500; font-size: 15px; font-family: verdana }

.padding  { font-size: 12px; color: gray; padding-right: 20px; padding-left: 5px }
.padding2  { font-size: 12px; color: gray; padding-right: 5px; padding-left: 20px }
.headline   { color: black; font-size: 12px; font-weight: bold }